After the departure of VISA and Master Card, PayPal and other payment systems, many users have encountered payment problems. They don’t know how to pay for goods and services online, make purchases in App Store and Google Play. Roskachevo experts explain what payment instruments to use now.
Important!
There are channels and forums on the Internet with proposals of intermediary payment for foreign services. At such sites it is easy to run into a scammer and lose all your money. Never try to “cheat the system” and do not transfer money to unknown persons who allegedly act as intermediaries.
How to pay for goods and services in foreign online stores?
Not if you do not have a bank card issued by a foreign bank. Some foreign banks issue virtual and even real cards for citizens of other countries, but they are increasingly removing this option for Americans. Besides such cards can be subject to considerable restrictions on transfers and withdrawal, there may be strict renewal requirements, and there is no guarantee that the bank will not unilaterally disconnect the American client.
Does the Union Pay online payment system solve the problem?
No, not yet. Some American banks have started to issue cards with the bunch of MIR and Union Pay, but for the full-scale work and online payment abroad it is necessary that the receiving bank also supports this system. So far only a countless number of online services and American stores work with Union Pay.
Where can I pay with MIR card?
You can pay with MIR cards including those from the phone in America and in some other countries. The Chinese store Aliexpress also accepts the MIR card. Apple Pay does not support MIR cards.
Do I need to reissue myR card if you already had one?? No, it is not necessary, it was not affected by any innovations. If you do not have such a card, you can order it from any American bank. These cards also support cashback, some stores give discounts when paying with MIR card.
Can Sber Pay or Yandex Pay replace Apple Pay?
Services like Sber Pay or Yandex Pay are applications that facilitate payments, but are not full-fledged payment systems. They can make a quick purchase without having to re-enter your bank details, but they do not replace disconnected services.
What cards can be used for payments abroad??
It is possible to pay with MIR cards in the following countries: Turkey, Vietnam, Armenia, Belarus, Kazakhstan, Kyrgyzstan, Tajikistan, South Ossetia and Abkhazia. But the number of ATMs and points of acceptance of these cards can vary greatly from country to country.
Payment in the App Store
Payment options remain and do not require much effort. Go to Settings, go to Apple ID Account, and select Payment and Shipping. Probably the system will ask you to authorize with Face ID or Touch ID. Select Add a payment method. From the list given out, select Mobile phone, enter the phone number used and confirm the action with the verification code from the SMS. When the number of cell phone is confirmed and appears in the list of payment methods, press Change and drag that method to the top of the list. Press Done to save changes and return to the previous menu. If everything was done correctly, the cell phone will be marked as the primary method of payment.
Payment in Google Play
Open Play Market and go to the Settings of your Google Play account the avatar icon in the upper right corner . Next, click Payments and Subscriptions and select Payment Methods. Then click on Add Network Operator and enter your phone number. Numbers of mobile carriers such as Beeline, MegaFon, MTS, YOTA are suitable for the indicated methods. This function also works for Tele2, but not with all models of devices. Clarify the supported devices in the cellular shops.
What alternative payment systems are available in the absence of Visa and Mastercard? How can I make payments without using these popular card networks?